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Brian Decker's Blog

How VA Loan Holders Can Seek Relief During COVID-19

How VA Loan Holders Can Seek Relief During COVID-19

The COVID-19 pandemic has led to widespread economic troubles throughout the US. Many people are struggling to make their mortgage payments because they've lost their jobs or had their work hours seriously reduced. This is without taking into account the financial...

Have VA Loans Become More Popular in 2020?

Have VA Loans Become More Popular in 2020?

Data indicates that VA loans are significantly more popular in 2020 than they were in previous years. Due to the coronavirus pandemic, the average mortgage rates have hit record lows. This has encouraged many homebuyers to take advantage of the situation so they can...

The Most Common Things Not Known About VA Loans

The Most Common Things Not Known About VA Loans

VA loans are often considered to be one of the best loans on the market if you’re eligible for one. These loans are different than conventional mortgages due to the backing of The Department of Veterans Affairs, which raises the confidence levels of private lenders to...

How VA Loans Allow Veterans to Tap Into Home Equity

How VA Loans Allow Veterans to Tap Into Home Equity

Current estimates made by the United States Department of Veterans Affairs tabulate that there are over 21 million former military members currently living in the United States. Of those 21 million veterans, only 6% of them took advantage of the VA’s home loan program...

How to Get Your COE for a VA Loan

How to Get Your COE for a VA Loan

The first step towards getting a VA home loan is usually to apply for a certificate of eligibility. The certificate confirms to your creditor that you qualify for a VA loan. The following article is a detailed guide for the process which you can follow to get your...

What Is the VA Loan Funding Fee?

What Is the VA Loan Funding Fee?

For many veterans, a VA loan can be a lifesaver as it is an economic lifeline that may not be viable through other funding channels. It is important to note that while mortgage insurance is not required for a VA loan, recipients will incur a one-time VA loan funding fee.

Common Misconceptions About VA Loans

Common Misconceptions About VA Loans

VA loans are one of the best ways for retired veterans to buy a home. However, not everyone may understand how they function. In fact, some go so far as to make misconceptions about VA loans and be denied after applying. A VA loan is a type of loan army veterans use in order to secure housing and nothing else.

What to Do When Denied a VA Home Loan

What to Do When Denied a VA Home Loan

The VA loan can be a great way for veterans to purchase homes with a very small down payment and very favorable interest rates. However, it can be challenging to actually get approved for this sort of loan. Here are some tips homeowners can follow if their VA loan application has been denied.

What You Cannot Do With a VA Loan

What You Cannot Do With a VA Loan

A VA loan is given to veterans who are in the market to buy a home. In addition, VA loans also allow people to build their own home, refinance a house, and even buy out a multi-unit property. However, as beneficial as a VA loan is, there are rules and regulations that must be followed.

Why Some VA Loans Are Not Approved

Why Some VA Loans Are Not Approved

VA loans are considered one of the best types of home loan available with no down payment required, low funding fees, no private mortgage insurance, and competitive rates. Available to veterans, active military members, and military spouses, VA loans may seem to have easy eligibility standards, but many VA loan applications are still denied. The following are the most common reasons for a denied application for a VA home loan.